Finnish banks well-prepared for crisis management, financial watchdog finds

The Financial Stability Authority (RVV) reports that Finnish banks’ crisis resolution preparedness remains strong, with no significant deficiencies identified by the end of 2025.

In its latest assessment, the RVV highlighted banks’ robust capacity to absorb losses and recapitalise, as well as their administrative readiness for crisis scenarios. Improvements were noted in data provision for valuation and crisis resolution tools compared to the previous year.

However, the authority pointed to continuing gaps in business continuity planning for financial market infrastructure—a area still requiring attention.

The RVV, Finland’s macroprudential oversight body, regularly evaluates banks’ ability to manage and recover from financial distress without disrupting critical services or requiring public funds.